Compare Your Options
Equity release is not the only option — and within equity release, not all products are the same. Use these comparisons to understand the trade-offs before speaking to an adviser.
Equity Release vs Downsizing
Both release cash from your property — but they work very differently. Compare costs, disruption, and suitability.
Compare →Equity Release vs Remortgage
A remortgage requires monthly payments and income assessment. Equity release does not. Understand which suits your situation.
Compare →Equity Release vs RIO Mortgage
A retirement interest-only mortgage keeps the loan balance flat. Equity release compounds. Here's the plain-English trade-off.
Compare →Lifetime Mortgage vs Home Reversion
The two types of equity release in the UK. Lifetime mortgages dominate — but here's what home reversion is and when it might apply.
Compare →Lump Sum vs Drawdown Equity Release
Take all the money now, or access a reserve in stages? The right choice depends on why you need the funds.
Compare →Comparing providers
Best Equity Release Companies UK
How the market is structured, what the main lenders are each known for, and what to compare when choosing a provider.
Read guide →Lender reviews
Independent overviews of the main UK equity release lenders — what they offer, how they differ, and who they may suit.
Aviva Equity Release
One of the longest-established lenders. Two lifetime mortgage products, voluntary repayments up to 10% per year, and optional inheritance guarantee.
Read overview →Legal & General Equity Release
One of the largest lenders by volume. Includes an Optional Payment product allowing voluntary monthly interest payments to be started and stopped.
Read overview →Key Equity Release
The UK's largest equity release broker — not a lender. Also provides the Standard Life and SunLife equity release services under white-label arrangements.
Read overview →Pure Retirement Equity Release
A Leeds-based specialist lender focused exclusively on equity release. Defaqto 4-star rated on key products. Available through advisers only.
Read overview →Canada Life Equity Release
Offers equity release on buy-to-let properties — unusual in the market. Some products carry no early repayment charge. Absorbed the Retirement Advantage range.
Read overview →More2Life Equity Release
Specialist lender known for flexible property criteria and competitive enhanced LTV plans for borrowers with qualifying health conditions.
Read overview →Not sure where to start?
If you are new to equity release, it helps to understand the basics first. Our Guides section covers how equity release works, what it costs, and the alternatives — all in plain English.
For quick answers to common questions, visit our Q&A section. Or if you are ready to understand the full process from first enquiry to completion, see the step-by-step process guide.
Want to understand your options? Speak to a specialist later-life lending adviser. No obligation — just plain-English answers to your questions.
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